Cost of a Loft Conversion in 2025

Discover the costs for different loft conversion types and the factors that shape your budget. Get the insights you need to plan with confidence and make your dream space a reality.

Powered by:

Hero - Elements Webflow Library - BRIX Templates

How much does a loft conversion cost? Your guide to loft conversion costs.

Understanding the cost of a loft conversion is key to confidently planning your project. In this guide, our experts cover the average prices for different types of conversions, explain the factors that impact your budget, and highlight hidden costs to watch for.

Use this as your go-to resource to make informed decisions and turn your loft conversion dreams into reality.

Loft conversion cost for different types of conversions

Understanding loft extension costs is essential when planning your conversion. This section breaks down the latest prices, key cost factors, and what to budget for.

Whether you're adding a simple Velux window or transforming your space with a full Mansard conversion, knowing the average cost of loft conversion upfront will help you plan with confidence.

Type of Loft Conversion (30m²) Average Cost Timescale (weeks) Cost Range - Low Cost Range - High Cost per m²
Velux £35,000 4-6 weeks £27,500 £50,000 £1,167 - £1,667
Dormer £50,000 6-8 weeks £40,000 £60,000 £1,333 - £2,000
Hip to Gable £55,000 8-10 weeks £40,000 £70,000 £1,333 - £2,333
Bungalow £50,000 8-10 weeks £40,000 £60,000 £1,333 - £2,000
Modular £60,000 2-3 weeks £53,000 £100,000 £1,767 - £3,333
Mansard £65,000 10-12 weeks £50,000 £80,000 £1,667 - £2,667
Shell £25,000 4-6 weeks £20,000 £30,000 £667 - £1,000
Terraced House £45,000 6-8 weeks £30,000 £60,000 £1,000 - £2,000
Maisonette £55,000 8-12 weeks £45,000 £70,000 £1,500 - £2,333

*Check out the various types of loft conversion, whether it's a Dormer, a Mansard, hip to gable, modular, or a Velux - we have trusted, experienced and verified specialists to provide a detailed quote for you - we also delve into the detail and you can look at Velux loft conversion costs specifically.

Loft conversion costs: What impacts the price?

No two loft conversions cost the same. The final price depends on several key factors, from the type of conversion you choose to the materials, labour, and planning requirements.

Structural work, insulation, and finishing touches can all push costs up or down. Understanding what drives the price helps you budget better and avoid unexpected expenses. Let’s break it down.

Type of loft conversion

The more structural changes required, the higher the cost. The cost of a Velux conversion (adding roof windows) is the most budget-friendly.

While a Mansard conversion, which involves rebuilding the roof, is at the top end of the price range. Depending on the size and design, Dormer and Hip to Gable conversions fall somewhere in between.

📌 Takeaway: Simpler loft conversion types like Velux cost less, while Mansard conversions require extensive work and bigger budgets.

Size & complexity

A larger loft conversion needs more materials, more labour, and longer build times—all of which increase costs. If your loft layout is unusual or requires multiple levels, expect additional engineering, planning, and construction expenses.

📌 Takeaway: The bigger and more complex the loft, the higher the overall cost due to extra materials and labour.

Roof structure & pitch

Your existing roof design significantly affects how expensive your conversion will be. A steep-pitched roof usually has plenty of headroom, making conversion easier and cheaper. Low-pitched or trussed roofs, however, often require structural reinforcements, adding thousands to the cost.

📌 Takeaway: If your loft already has good headroom and support, your costs will be lower. Flat or trussed roofs need extra work, increasing the price.

Planning permissions

Most loft conversions fall under permitted development, meaning you don’t need planning permission. However, if your project involves significant alterations, is in a conservation area, or exceeds certain size limits, you’ll need planning approval, which adds time and fees to your project.

📌 Takeaway: If your loft conversion sticks to permitted development rules, you’ll avoid extra planning costs.

Planning permissions

Material choices

Your choice of windows, insulation, flooring, and finishes directly impacts costs. Basic uPVC windows are cheaper than bespoke timber options, and premium insulation materials add to the upfront cost but save on energy bills in the long run.

📌 Takeaway: Higher-end materials cost more but last longer and improve your home’s efficiency and value.

Structural changes

Some homes need reinforced joists, steel beams, or adjusted rooflines to support a loft conversion safely. These modifications are essential but can add thousands to the overall budget.

📌 Takeaway: If your loft needs major structural work, be prepared for higher costs and a longer build time.

Accessibility & site conditions

If your loft is difficult to access, builders may need extra scaffolding, cranes, or specialist equipment, increasing labour costs. Older homes and properties in tight urban spaces can also make construction trickier and more expensive.

📌 Takeaway: The easier your loft is to access, the cheaper and faster the conversion will be.

Accessibility & site conditions

Contractor selection

Experienced loft conversion specialists may charge more upfront, but they help avoid costly mistakes and delays. A cheaper contractor might cut corners, leading to higher costs in the long run for repairs or corrections.

📌 Takeaway: Hiring an experienced professional costs more initially but saves money over time.

Energy efficiency upgrades

Adding triple-glazed windows, better insulation, or solar panels increases initial costs, reduces energy bills, and boosts long-term home value.

📌 Takeaway: Spending more on energy-efficient upgrades can save you money in the long run.

Market conditions

Loft conversion prices fluctuate based on labour demand, material shortages, and economic factors. Booking builders in advance and sourcing materials early can help lower costs.

📌 Takeaway: If possible, plan your loft conversion during a stable market period to avoid price surges.

Cost breakdown for a loft conversion

Getting a loft conversion isn’t just about the main build—there are extra costs. Every stage has a price tag, from architect fees and structural calculations to VAT and finishing touches. This section breaks down each expense so you know exactly what to budget for and where your money will go.

Item Estimated Cost (£) Notes
Reinforcing joists & floors £2,500 - £5,000 Strengthening the existing floor structure is essential to support the additional weight of a loft conversion and ensure long-term stability.
Roof modifications & steel beams £3,000 - £7,500 If your loft conversion involves altering the roof structure, steel beams and reinforcements will be required to maintain the building’s integrity.
Velux or dormer windows £1,000 - £3,500 Installing roof windows improves natural light and ventilation. Costs depend on the type, size, and glazing options chosen.
Fire-resistant insulation materials £1,500 - £3,000 Insulation is a legal requirement for energy efficiency and fire safety, reducing heat loss while meeting UK building regulations.
Traditional wooden staircase £2,000 - £4,000 A full-sized staircase provides safe and easy access to the loft, with costs varying based on design, material, and finishes.
Space-saving staircase (e.g., spiral) £1,500 - £3,000 A compact alternative for smaller lofts, spiral or alternating tread staircases save space while complying with safety regulations.
Plastering & painting £2,000 - £4,000 Plastering smooths the walls and ceilings before painting, creating a polished finish that enhances the loft’s appearance.
Flooring (laminate, carpet, wood) £1,000 - £2,500 Flooring costs depend on the material chosen, with wood and laminate being more expensive but offering a durable and stylish finish.
Bespoke storage or fitted furniture £1,500 - £4,500 Custom-built wardrobes, shelving, or storage solutions maximise space and improve the loft’s functionality.
Adding a bathroom £4,000 - £8,000 Installing a bathroom in your loft conversion requires plumbing, waterproofing, and ventilation, with costs depending on fixtures and fittings.
Lighting fixtures & electrical wiring £2,000 - £4,500 Electrical work includes installing sockets, lighting, and wiring, ensuring compliance with Part P of UK building regulations.
Architectural plans £1,500 - £3,000 Professional drawings are needed for planning permission, structural calculations, and compliance with building control regulations.
Building control & inspections £400 - £900 Local authority or private building control officers must inspect key construction stages to certify compliance with UK regulations.
Party Wall Agreement (if applicable) £700 - £1,500 If your home shares a wall with a neighbour, a legal Party Wall Agreement may be required before construction begins.

Use our loft conversion calculator to generate an accurate quote for your conversion.

How to reduce the cost of your loft conversion

Loft conversions can boost your home's value and functionality without a hefty price tag. With smart choices and cost-effective strategies, you can achieve your dream loft conversion on a budget.Here are seven ways you can reduce the cost of your dream loft conversion:

Compare quotes

Get multiple quotes from different contractors to secure the best price. Comparing quotes can also give you an edge in negotiations, ensuring you get the most cost-effective deal for the same quality of work.

Simplified design

Opt for a simpler conversion like Velux, which does not require significant changes to the roof structure. This can notably reduce both the time and costs involved. Small loft conversions can be the way forward when looking for a simplified design.

DIY elements

You can undertake non-structural work, such as painting, decorating, or fitting finishes. This hands-on approach can lower labour costs, though it demands time and some DIY skills.

Reuse materials

Seek opportunities to use reclaimed or second-hand materials, which can be much cheaper than new ones. Salvage yards, online marketplaces, or local building projects clearing out excess supplies can offer quality materials at reduced costs.

Flexible timing

Arrange your project during a contractor's off-peak periods, typically in winter or late autumn, when business is slower. During these times, contractors might provide discounts or be more open to negotiating prices.

Group discounts

Enquire with your contractor if there are discounts for buying materials in bulk or through their trade accounts, which often have more favourable rates than retail.

Planning

Comprehensive planning before beginning the work can prevent costly modifications and delays during the project. Ensure your design, budget, and agreements with contractors are finalised to avoid unforeseen costs.

Discover financing options for your loft conversion today.

How to budget for a loft conversion

A loft conversion is a big investment, and managing your budget properly helps avoid overspending and hidden costs. Careful planning ensures you control your finances while getting the most from your project. Here’s how to budget smartly:

  • Create a detailed cost plan – Break down every expense, including materials, construction, VAT, and professional fees. Getting itemised quotes from contractors prevents underestimating costs.
  • Set aside a contingency budget – Unexpected costs are common in loft conversions. A 10–15% buffer helps cover surprises like structural reinforcements, delays, or material price changes.
  • Compare multiple contractor quotes – Always get at least three quotes from reputable builders. Be cautious of cheaper estimates; they may leave out key costs or use lower-quality materials.
  • Plan for hidden costs – Beyond construction, factor in planning permissions, building control fees, interior finishes, and insurance premium increases. If work is extensive, temporary accommodation costs may also apply.

Planning, comparing costs, and preparing for the unexpected will keep your loft conversion on track financially while avoiding budget shocks.

Future maintenance costs for a loft conversion

A loft conversion isn’t just a one-time expense—like any part of your home, it needs ongoing upkeep to stay efficient, comfortable, and in good condition.

Factoring in future maintenance costs now can help you budget and avoid expensive repairs later. Here are our key considerations: 

Maintenance Area Estimated Cost (£) Details
Roof Maintenance £150–£500 per year Regular roof inspections help catch small leaks before they cause water damage. Areas around dormers, skylights, and chimneys are most prone to wear.
Heating & Insulation Efficiency £100–£300 every 5–10 years Loft insulation settles over time, reducing its effectiveness. Replacing or topping it up helps keep heating costs low.
Structural Integrity £0–£500 (if repairs needed) All buildings settle over time, and loft conversions add weight to existing structures. Checking for cracks, movement, or sagging helps prevent bigger issues.
Window Upkeep £50–£250 per year Velux and dormer windows need regular cleaning, resealing, and occasional hinge replacements to stay weatherproof and energy-efficient.

Planning, comparing costs, and preparing for the unexpected will keep your loft conversion on track financially while avoiding budget shocks.

Financing Option Description Pros Cons
Savings Using personal savings to fund the project. No interest costs; immediate availability. It can deplete personal funds.
Personal Loan Obtaining a fixed-rate loan from financial institutions. Quick access to funds; fixed repayment terms. Higher interest rates may apply; impacting credit rating.
Home Equity Loan Borrowing against the equity built up in your home. Lower interest rates; potential tax deductions. Risk of repossession if repayments are missed.
Remortgaging Increasing your mortgage to release equity for funding. Access to larger sums at potentially lower rates. Long-term increase in debt; possible fees.
Construction Loan A loan that releases funds in stages as construction progresses. Payments aligned with project milestones. Typically, higher interest rates; complex application process.

Loft conversion costs: Wrapping it up

A loft conversion is an investment that adds space, comfort, and value to your home. Costs vary depending on the type of conversion, materials, and structural work required.

Understanding these cost factors allows you to budget effectively and avoid unexpected expenses. Whether working with a tight budget or planning a luxury upgrade, making informed choices can save money in the long run.

Next steps: 

Loft conversion costs and prices - frequently asked questions

Here's everything you need to know about loft conversion costs in the UK, answered in our frequently asked questions:

CONTACT US
Why do loft conversions cost so much?

Loft conversions can be costly due to the extensive work involved, including structural changes, insulation, electrics, plumbing, and finishing touches. Transforming an unused loft into a functional space requires skilled labour and quality materials, driving up the costs.

What's the cheapest way to get a loft conversion?

The most affordable loft conversion is typically a Velux or roof light conversion. This option involves installing windows in the existing roof without altering its structure, making it less invasive and cost-effective while adding valuable space and light.

What is the cost of a loft conversion per m²?

In the UK, loft conversion costs generally range from £1,200 to £2,000 per square metre. This price can vary depending on the type of conversion, the materials used, and the region.

How much value will a loft conversion add to my house price?

A well-executed loft conversion can add up to 20% to your home's value. This increase depends on the quality of the conversion and the added functionality, such as additional bedrooms or bathrooms.

Why are loft conversion costs more expensive in certain areas in the UK?

Loft conversion costs can be higher in certain areas due to regional variations in labour and material costs. In addition, areas with higher property values often see higher conversion costs due to increased demand for skilled tradespeople and premium finishes.

Does a loft conversion add value to my home?

Yes, a loft conversion can significantly increase your property's value, often adding 15-25% to its market price. This can make it a worthwhile investment, especially in high-demand areas where extra living space is valuable.version costs due to increased demand for skilled tradespeople and premium finishes.

What are the financial benefits of a loft conversion?

Beyond adding value to your home, a loft conversion saves money on moving costs while offering a high return on investment (ROI). Many homeowners recoup a large portion of the cost when selling their property.

Why are loft conversion costs more expensive than other areas in the UK?

Loft conversion costs can be higher in certain areas due to regional variations in labour and material costs. In addition, areas with higher property values often see higher conversion costs due to increased demand for skilled tradespeople and premium finishes.

What additional costs should I expect with a loft conversion?

Beyond the main construction costs, secondary expenses can arise, including utility adjustments, interior decoration, and insurance updates. Factoring these in helps you budget accurately and avoid unexpected surprises.